Everyone is familiar with the idea that slow and steady wins the race. This concept is especially appropriate when discussing the growth of retirement savings. Small amounts saved over a long period of time accumulate with potential earnings and interest to provide a sizable account balance when you finally reach retirement age.
This strategy is best applied to the saving and accumulation of money within a voluntary 403(b) simply because money can be directed from your paycheck and sent directly to the authorized investment provider you select.